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Because of my love for new beginnings, as well as books, it’s no wonder
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Both of these books have inspired me to make some radical changes in my own life. My own area is that of finances: the way I look at our income, the way I spend our income and the way I picture needs vs. wants. Like many families, our spending has exceeded our income. This isn’t because we have lived like Kings. Nor, is it because we’ve consistently made foolish decisions. We, like many other Americans, have watched our expenses rise, our income fall, and our investments plummet. We have lived ‘just’ above our means. We have failed to plan for the unexpected, like new brakes for the truck, or major dental work. We have shopped recreationally, and if we’ve seen something we liked, and it seemed to be ‘not expensive’, we bought it. We had meals out, at places like “The Olive Garden”, believing “it’s not too expensive”. We have failed to plan and been impulsive, rather than planners. We haven’t gone to Las Vegas and gambled. We haven’t sent our checking account number overseas in a scam. We’ve just bought when we didn’t need to, and spent when we didn’t have to. We said “But, it’s on sale !” as justification for a purchase.
I am looking at the year ahead as the “the Year of No Spending”. This doesn’t mean we’re going to go without groceries or car repair. This also doesn’t mean that, if one of the children has a cavity, we’ll fail to take them to the dentist. What it does mean is that I don’t need that cute skirt at Banana Republic, that Jeff doesn’t need the latest drill at Home Depot, and our kids will be just fine without going to the mall. We will replace things that are actually necessary and broken. But, we are going to investigate “Making Do” rather than immediately replacing the non-essentials. Shopping will be out of need, and not a form of entertainment. I’m going to stop watching shows like “What not to wear”, no matter how much I love them…because it instills in me a sense that what I have, and wh
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I don’t expect this will be easy. It’s simple for me to say today that I have all I need. I imagine that, by March, this is going to get very old. But, it’s a goal is also a necessity. We need to learn to find more create ways to stay on top of our budget, especially with one child in private school, and the other beginning college soon. It is also about more than finances: it’s about appreciation of what we already have, materially and emotionally. Our culture is often sending us the message to look for ‘more’. I believe, for my own life, this is the year to look for ‘less is more’.
I’ll post updates monthly on this topic. I wish each of you well in 2009 and hope I will have the willpower to talk myself out of those great sales at Macy’s. And, Ann Taylor. And the Gap. And Pottery Barn. And Anthropologie. And Crate & Barrel. Not to mention all the good food in restaurants I love. This is going to be harder than I thought, but I know it will be worth it. Just keep reminding me.
Be always at war with your vices, at peace with your neighbors, and let each new year find you a better man. ~Benjamin Franklin
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